Qualifying for Chapter 7 Bankruptcy

Imagine No Debt

Since Chapter 7 Bankruptcy completely wipes out debt, there are stringent standards. Qualifying for Chapter 7 Bankruptcy is well defined, and is not determined by the bankruptcy lawyer. The United States Bankruptcy Code sets the qualifications for Chapter 7 Bankruptcy.

Before filing a Chapter 7 Bankruptcy, you will need to qualify for Chapter 7. In short, the qualifications for Chapter 7 Bankruptcy are:

  • No bankruptcy discharge in the previous six to eight years (depending on the type of bankruptcy)
  • Qualify under the Chapter 7 Means Test

Filing for the wrong type of bankruptcy can have a dramatic affect on your life. Speak with bankruptcy attorney J.D. Graham to learn about the options available to you and which type of bankruptcy best suits your specific circumstances. Use the form below or call an office near you to schedule your FREE Consultation without any obligation.

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Office Locations


1 Eagle Center, Suite #3A
O'Fallon, IL 62269
(618) 235-9800
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Granite City

1600 Pontoon Road, Suite B
Granite City, IL 62040
(618) 235-9800
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2721 S. Broadway (Rt. 37 South)
Salem, IL 62881
(618) 548-0083
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Mt. Vernon

4106 Broadway
Mt. Vernon, IL 62864
(618) 548-0083
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400 N. Keller Drive, Suite F
Effingham, IL 62401
(217) 342-0333
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