A garnishment is a court order directing that money or property of a third party be seized to satisfy a debt owed by a debtor to a creditor.  There are two common forms of garnishments: wage garnishments and bank garnishments.

Stop Wage Garnishment
When a creditor receives a judgment from a Court, that creditor may seek to collect shortly thereafter, by issuing a court order to your employer, to automatically withhold a certain amount from each paycheck until the debt is paid in full while interest accrues. A bankruptcy can stop this as soon as your case is filed.

Stop Bank Account Garnishment
After a creditor receives a judgment from a Court, the creditor may seek to collect shortly thereafter by issuing a court order to your bank accounts, to freeze the funds currently held in the bank accounts and to freeze any additional funds that may be deposited into those accounts (including paychecks), which are then turned over as payment towards the debt you owe. A bankruptcy can stop this if your case is filed before the bank account is frozen.

How to Take Action
Bankruptcy laws can be difficult to navigate; you want an experienced bankruptcy attorney protecting your interests. J.D. Graham offers a FREE Consultation to learn about your specific financial burden and to help you learn how the law can relieve your debt and money problems. Schedule your FREE Consultation using the form below or contact the office near you.